Obligation guide
What is an AI Transparency Notice?
Required by 42 regulations across 13 jurisdictions in the XIRA catalog (state, federal, and local codes).
Definition
A transparency notice tells people that AI plays a role in a decision that affects them. It usually covers what the system does, what categories of data feed it, and what rights the person has. Several states require a notice before or when the decision happens, not weeks later.
See also our AI compliance glossary for short definitions of common terms.
Related glossary entries
Which regulations require this
- Colorado ADMT / AI Act (SB 26-189)
Colorado SB 26-189 repeals and reenacts SB 24-205 into an automated decision-making technology (ADMT) framework for c...
COAI-specificHighEnacted (pending) - Illinois Biometric Information Privacy Act (BIPA)
Illinois BIPA may apply to written consent before collecting fingerprints, facial scans, voiceprints, iris scans, or...
ILAI-specificHighIn effect - California Transparency in Frontier AI Act (SB 53)
Requires developers of frontier AI models trained above the statutory compute threshold (10^26 FLOPs) to publish safe...
CAAI-specificHighIn effect - California Companion Chatbots Act (SB 243)
California's Companion Chatbot Act may apply to operators of AI chatbots designed for ongoing social interaction. Whe...
CAAI-specificHighIn effect - Connecticut Public Act 25-113 (SB 1295) CTDPA and profiling amendments
Connecticut's omnibus bill dramatically expands the CTDPA. Lowers the applicability threshold from 100,000 to 35,000...
CTPrivacy ADMHighUpcoming - Texas TRAIGA (Responsible Artificial Intelligence Governance Act, HB 149)
Texas RAIGA (HB 149) prohibits AI systems from intentionally manipulating behavior to cause harm, infringing constitu...
TXAI-specificMediumIn effect - Illinois Human Rights Act (HB 3773 AI amendment)
Illinois HB 3773 amends the Illinois Human Rights Act to prohibit employers from using AI that has the effect of subj...
ILAI-specificMediumIn effect - Washington SB 5395 (AI in Health Insurance Prior Authorization)
Enacted as Chapter 157, Laws of 2026; Governor signed March 23, 2026; effective June 11, 2026. AI tools may be used t...
WAAI-specificMediumUpcoming - EEOC Guidance on AI in Employment Selection
EEOC technical assistance documents explain how existing Title VII and ADA obligations apply to AI and algorithmic em...
FEDERALFederalMediumIn effect - Washington My Health My Data Act
Broad health data privacy law covering health data collected outside HIPAA, including data from health-related AI too...
WAPrivacy ADMMediumIn effect - New York Responsible AI Safety and Education Act (RAISE Act, S6953B/A6453B)
New York's RAISE Act regulates frontier AI model developers. Requires publication of a frontier AI framework, quarter...
NYAI-specificMediumUpcoming - New York AI Companion Models Law (A3008, Article 47)
Requires AI companion operators to disclose AI nature, provide reminders every 3 hours of use, and implement protocol...
NYAI-specificMediumIn effect - NYC Local Law 144 (Automated Employment Decision Tools)
NYC Local Law 144 requires employers and employment agencies using automated employment decision tools for hiring or...
NYCAI-specificMediumIn effect - FTC Enforcement Policy on AI and Algorithmic Fairness
FTC enforces Section 5 of the FTC Act against deceptive and unfair AI practices. Key areas: unsubstantiated AI market...
FEDERALFederalMediumIn effect - Illinois Right of Publicity Act, Digital Replica Amendment (HB 4875)
Prohibits unauthorized AI-generated digital replicas of individual voices, images, and likenesses. Holds liable anyon...
ILAI-specificMediumIn effect - Washington AI Chatbot Safety for Minors (HB 2225)
First-in-nation law requiring AI chatbot operators to disclose AI nature at regular intervals (every 3 hours for adul...
WAAI-specificMediumEnacted (pending) - Maryland Healthcare AI Utilization Review (HB 820)
May apply to AI tools used in healthcare coverage decisions, calling for determinations based on individual patient d...
MDSector-specificMediumIn effect - California AI Training Data Transparency Act (AB 2013)
Requires developers of generative AI systems or services available to Californians to publish high-level documentatio...
CAAI-specificMediumIn effect - California Healthcare AI Deceptive Terms Act (AB 489)
AB 3030 (2024) requires healthcare providers to disclose generative AI use to patients and in records. AB 489 (2025)...
CAAI-specificMediumIn effect - New York Personalized Algorithmic Pricing Disclosure (S 3008, 2025)
Requires businesses to disclose when personalized pricing is set by an algorithm using personal data so consumers kno...
NYAI-specificMediumIn effect - Utah AI Mental Health Chatbot Regulation (HB 452)
Regulates AI-powered mental health chatbots. Requires clear disclosure that the service is not a human clinician, lim...
UTAI-specificMediumIn effect - Utah Artificial Intelligence Policy Act (SB 149)
SB 332 extended the act's sunset from May 7, 2025 to July 1, 2027. SB 226 NARROWED disclosure requirements (not added...
UTAI-specificLowIn effect - Washington AI Content Disclosure Act (HB 1170)
AI content provenance and watermarking requirements for providers with 1 million or more monthly Washington users. Re...
WAAI-specificLowUpcoming - California Healthcare Provider Generative AI Disclosure (AB 3030)
Requires healthcare providers to disclose when generative AI is used in patient interactions and to document that use...
CAAI-specificLowIn effect - Utah AI Policy Act Amendments (SB 226 / SB 332)
SB 226 narrowed UAIPA disclosure: general consumer contexts require disclosure only on a clear and unambiguous reques...
UTAI-specificLowIn effect - Texas SB 1188 - Healthcare AI Practitioner Disclosure
Requires healthcare providers using AI-enabled clinical support features in electronic health record workflows to dis...
TXAI-specificLowIn effect - Illinois AI Video Interview Act (820 ILCS 42)
Requires employers using AI to analyze video interviews to notify candidates, explain how AI is used, and obtain cons...
ILAI-specificLowIn effect - SEC AI Guidance in Financial Services
SEC enforces existing fiduciary duties and disclosure requirements as applied to AI. Pursuing AI washing enforcement...
FEDERALFederal guidanceLowIn effect - Washington Election Deepfake Disclosure (SB 6280)
Requires clear and conspicuous disclosure when AI-generated or AI-manipulated media is used in political advertising...
WAAI-specificLowIn effect - California Insurance AI Disclosures (SB 1120)
Requires AI disclosure in insurance sector contexts. Sector-specific regulation for insurers using AI in underwriting...
CASector-specificLowIn effect - Utah Consumer Privacy Act, Profiling Provisions (SB 227)
Utah's comprehensive privacy law. It is the least restrictive state privacy law regarding profiling and ADM among com...
UTPrivacy ADMLowIn effect - Indiana Election Deepfake Disclosure (HB 1133)
Requires disclosure when AI-generated synthetic media is used in political campaign communications in Indiana.
INAI-specificLowIn effect - Oregon Election Deepfake Disclosure (SB 1571)
Requires disclosure statement on political communications containing synthetic media in Oregon elections.
ORAI-specificLowIn effect - Executive Order 14110 on AI (Revoked)
Established federal policy priorities for AI safety, security, and rights protections across agencies. Directed agenc...
FEDERALFederalLowRevoked - New York Synthetic Performers Disclosure (SB 8420A)
Requires conspicuous disclosure in advertisements when AI-generated synthetic performers are used. A synthetic perfor...
NYAI-specificLowEnacted (pending) - California AI Robocall Disclosure (AB 2905)
Requires robocalls to disclose when the recording uses a voice generated or significantly altered by generative AI.
CAAI-specificLowIn effect - California Political Ad AI Disclaimer (AB 2355)
Requires disclaimers on AI-generated political advertisements created by political committees. Unlike AB 2839 (struck...
CAAI-specificLowIn effect - Connecticut Government AI Procurement and Oversight (SB 1103)
First-in-nation state government AI procurement law. Requires state agencies to inventory AI systems, conduct impact...
CTAI-specificLowIn effect - DOL AI in Workplace Guidance
Non-binding principles for AI in the workplace covering transparency, human oversight, informed consent, data protect...
FEDERALFederal guidanceLowIn effect - Maryland AI Governance Act of 2024 (SB 818)
Requires Maryland state agencies to inventory AI systems, conduct impact assessments, and follow DoIT policies for AI...
MDAI-specificLowIn effect - California Government AI Accountability Act (SB 896)
Requires California state agencies to disclose use of generative AI in communications with individuals about governme...
CAAI-specificLowIn effect - Texas Government AI Ethics and Oversight (SB 1964)
Requires Texas state agencies and local governments to inventory AI systems, adopt an AI code of ethics aligned with...
TXAI-specificLowIn effect
Which states reference this obligation
What you should do next
- Match notice timing to each state rule, whether before the decision or at first meaningful contact.
- Use plain language that a busy reader can follow without a technical glossary.
- Describe how to reach a human, appeal, or opt out where the law gives that path.
- Post notices where users and employees actually see them, not only in a policy PDF.
- Version and date notices so you can prove what was in place on a given day.
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